SingleDebtDebt Management & Financial Education

Importance of Financial Literacy in India

Importance of Financial Literacy in India Financial literacy in India is still taboo for many of them, especially in regional sectors. Financial literacy refers to the skills and knowledge about finance that are used to make an informative decision while…

5 years ago · 3 min read
SingleDebtPersonal Loan Default & EMI Problems

Trapped in Loans? How CIDA Negotiated a ₹9.3L Savings & EMI Reduction

Restructured five business loans with moratorium periods, reducing his EMI by 42% & negotiated a settlement of 51% discount on four business loans. Imran H from Mumbai. (Due to confidentiality, we have not provided their photos, real name or the…

5 years ago · 2 min read
SingleDebtCIBIL & Credit Score

The Meaning and Implications of Your CIBIL Score

The Meaning and Implications of Your CIBIL Score A person may encounter people talking about CIBIL score quite often these days, especially when he or she tries to avail any type of credit from financial institutions. In such scenarios, it…

5 years ago · 5 min read
SingleDebtFraud & Scams

What Should You Do If You’re in Debt in India?

What should you do if you’re in debt in India? Being in debt in India has now become more and more stressful, What should you do if you’re in debt in India With high profile debtors and fraudsters like Nirav…

5 years ago · 5 min read
SingleDebtDebt Management & Financial Education

7 Steps to Avoiding Falling into a Debt Trap

Debt is One Party’s Liability, and Another Party’s Asset During the period of our ancestors, paying off debts was practiced traditionally. Debt for them was equivalent to society’s judgments. The easiest way for them to recover all their debts was…

5 years ago · 4 min read
SingleDebtLoan Apps, BNPL & Digital Lending

Operation Hafta Vasooli- Know What RBI crackdowns on lending apps

Operation Hafta Vasooli- Know What RBI crackdowns on lending apps The campaign – Hafta Vasooli was boosted for unfair lending practices by digital lending platforms. Zee business carried out the sting operation, in order to gain more influence over illegal…

5 years ago · 4 min read